One Step vs Two Step Challenge: Which Should You Buy?
November 4, 2026
Table of Contents
Both get you to a funded account. They test you in different ways.
The numbers
| One Step | Two Step | |
|---|---|---|
| Phases | 1 | 2 |
| Target | 10% | 8%, then 5% |
| Daily loss | 3% | 5% |
| Maximum loss | 6% trailing | 10% static |
| Time limit | None | None |
| Profit split | 80% | Up to 95% |
| First reward | 7 days | 21 days |
| $50K price | $193 | $299 |
| Largest account | $100K | $200K |
Choose One Step if
- You want one phase and a quicker first reward.
- You take few trades with tight stops.
- You are good at protecting open profit, because the floor trails.
Choose Two Step if
- You need room. 10% static is our widest limit.
- You hold trades longer, or you have bigger swings.
- You want the highest split and the largest accounts.
What about the other models?
Two Step Pro has the same targets as the Two Step, with 3% daily and 5% maximum loss, at a lower price.
One Step Static has one phase with a 5% floor that never moves.
Pay After You Pass starts at $8 with a 1% target.
Our simple advice
If you are unsure, start with more room. Tight limits punish small mistakes, and that is how most accounts end.
See every model side by side on the compare page, or read static vs trailing drawdown.