ThaurusGuru Terms & Conditions

1. Introduction and Acceptance of Terms

These Terms and Conditions constitute a legally binding agreement between you and the entities identified below. You should read this document carefully before creating an account, purchasing any service, accessing any account, or using any part of the ThaurusGuru website, dashboard, trading environment, or related services.

By creating an account, placing an order, purchasing a challenge, ticking an acceptance box, clicking “I agree”, accessing the dashboard, opening a trading account, placing a simulated trade, or otherwise using the services, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions.

These Terms apply to all users of ThaurusGuru, including visitors, registered users, customers, traders, funded account users, affiliates, partners, and any person or entity accessing or using the services.

The contractual relationship is entered into between:

1. Thaurus Ltd., a licensed investment dealer incorporated in Mauritius, having its registered office at 8th Floor, Hennessy Tower, Pope Hennessy Street, Port Louis, Mauritius, licensed under No. GB22200432 (“Thaurus”);

2. ThauTech s.r.o., a company registered in Slovakia, with its registered office at Cernysevskeho 10, 85101 Bratislava, Slovak Republic, operating the ThaurusGuru brand, website, dashboard, customer-facing infrastructure, and related services (“ThaurusGuru”, “Company”, “we”, “us”, or “our”); and 3. You, being either a natural person or a legal entity accessing or using the services (“Customer”, “Trader”, “User”, “you”, or “your”).

Thaurus, ThaurusGuru, and the Customer may each be referred to individually as a “Party” and collectively as the “Parties”.

If you accept these Terms on behalf of a company, organization, or other legal entity, you represent and warrant that you have full authority to bind that entity to these Terms. If you do not have such authority, you must not accept these Terms or use the services on behalf of that entity.

You may use the services only if you are at least eighteen (18) years of age, have full legal capacity to enter into a binding agreement, and are not located in, resident of, incorporated in, or otherwise connected to any jurisdiction where the use of the services is restricted, prohibited, sanctioned, or otherwise unlawful.

If you do not agree with these Terms, you must not create an account, purchase any service, access the dashboard, use any trading account, or otherwise use the services. ThaurusGuru may update, amend, replace, or modify these Terms from time to time. Unless otherwise stated, the updated version becomes effective once published on the website or otherwise made available to you. Your continued use of the services after any update constitutes acceptance of the updated Terms.

It is your responsibility to review the latest version of these Terms before using the services, purchasing any challenge, opening any trade, or submitting any payout request.

2. Company Information and Relationship with Thaurus LTD

ThaurusGuru is operated by ThauTech s.r.o., a company registered in Slovakia, with its registered office at Cernysevskeho 10, 85101 Bratislava, Slovak Republic. ThaurusGuru provides access to simulated trading evaluation programs, customer dashboard infrastructure, educational and analytical materials, account-related services, and related support services under the ThaurusGuru brand.

ThaurusGuru may also act as an introducing, marketing, affiliate, or customer-facing partner in relation to Thaurus Ltd., a licensed investment dealer incorporated in Mauritius, having its registered office at 8th Floor, Hennessy Tower, Pope Hennessy Street, Port Louis, Mauritius, licensed under No. GB22200432.

Where applicable, trading infrastructure, market data, platform access, execution environment, account conditions, or related technical services may be provided directly or indirectly through Thaurus Ltd., its systems, liquidity providers, platform providers, or other third-party service providers.

Unless expressly stated otherwise in writing, ThaurusGuru does not provide regulated investment services, portfolio management, investment advice, financial advice, brokerage services, asset management, custody of client funds, or execution of real financial market transactions on behalf of Customers.

The services offered through ThaurusGuru are based on simulated trading accounts and simulated capital. Any trading activity carried out by the Customer within the ThaurusGuru evaluation or funded environment is simulated and does not constitute the execution of real trades in financial instruments by the Customer.

The Customer understands and accepts that:

1. ThaurusGuru is not a bank, broker, investment firm, financial adviser, portfolio manager, or deposit-taking institution;

2. no Customer funds are deposited for the purpose of live trading;

3. simulated account balances do not represent money owned by the Customer; 4. the Customer does not obtain ownership rights over any account, simulated capital, trading platform, infrastructure, or related technical environment;

4. access to any funded account or reward-based program is subject to approval, review, and ongoing compliance with these Terms.

Nothing on the ThaurusGuru website, dashboard, social media, marketing materials, communications, or support channels shall be interpreted as investment advice, financial advice, legal advice, tax advice, trading instructions, portfolio management, or a recommendation to buy, sell, hold, or trade any financial instrument.

All trading decisions, strategies, risk management choices, and account activity remain the sole responsibility of the Customer.

ThaurusGuru reserves the right to modify, suspend, replace, restrict, or discontinue any part of its services, products, account models, technical infrastructure, dashboard features, trading conditions, or customer-facing operations at any time, subject to applicable law and these Terms.

3. Definitions

For the purposes of these Terms, the following words and expressions shall have the meanings set out below. Terms defined in the singular shall also apply in the plural and vice versa, unless the context requires otherwise.

“Account” means any user account, dashboard account, challenge account, evaluation account, funded account, trading platform account, affiliate account, or any other account created, provided, or made available to the Customer in connection with the services. “Add-On” means an optional feature or upgrade purchased or activated in connection with a specific account, where available. Add-Ons may include, but are not limited to, Weekly Payout, EA Bots, News Trading, Weekend Holding, or Minimum Trading Days Removal. Add-Ons apply only as expressly stated by ThaurusGuru.

“Challenge” means a simulated trading evaluation program purchased or accessed by the Customer, under which the Customer must meet certain objectives and comply with applicable rules in order to become eligible for further review or a funded account. “Challenge Account” means a simulated trading account provided to the Customer for the purpose of participating in a Challenge.

“Company” means ThaurusGuru, ThauTech s.r.o., and, where applicable, any related entity, partner, provider, affiliate, contractor, or service provider involved in making the services available.

“Customer”, “Trader”, “User”, “you”, or “your” means any natural person or legal entity that accesses the website, creates an account, purchases a service, participates in a challenge, uses a funded account, joins the affiliate program, or otherwise uses the services. “Dashboard” means the online customer area, user interface, portal, or account management system made available by ThaurusGuru through which the Customer may access services, manage accounts, view information, submit requests, or use available features. “Evaluation Account” means a simulated trading account used during any evaluation phase of a Challenge.

“Funded Account” means a simulated trading account that may be provided after successful completion of the relevant Challenge and compliance review. A Funded Account does not contain real Customer funds and does not provide the Customer with ownership of real capital. “Hard Breach” means a serious violation of these Terms, trading rules, risk limits, drawdown limits, account access rules, or any other applicable condition, which may result in immediate account termination, loss of payout eligibility, cancellation of services, or permanent restriction from the platform.

“KYC” means know-your-customer verification, identity verification, proof of address verification, document review, sanctions screening, fraud prevention checks, source verification, or any other compliance review required by ThaurusGuru or its providers. “Payout”, “Reward”, or “Remuneration” means a payment that may become available to an eligible Customer based on compliant simulated trading performance, subject to review, approval, and all applicable conditions. No payout is guaranteed automatically. “Prohibited Trading Practices” means any trading activity, strategy, behaviour, or account usage that is prohibited under these Terms, the FAQ, trading rules, risk policies, or any other rules published or communicated by ThaurusGuru.

“Risk Review” means any review, assessment, investigation, monitoring process, interview, request for clarification, or compliance check carried out by ThaurusGuru in relation to the Customer’s trading activity, account access, risk behaviour, payout request, KYC status, or use of the services.

“Services” means all services, products, accounts, websites, dashboards, platforms, tools, features, educational materials, simulated trading programs, evaluation programs, funded account programs, support services, affiliate services, and related services made available by or through ThaurusGuru.

“Simulated Capital” means virtual, demo, or notional capital displayed in a trading account for the purpose of simulated trading only. Simulated Capital is not real money, is not deposited by or for the Customer, and has no cash value.

“Simulated Trading” means trading activity carried out in a demo, virtual, or simulated environment. Simulated Trading does not constitute real trading in financial instruments by the Customer and does not create any ownership right over financial instruments, funds, or assets. “Soft Breach” means a violation, risk event, or rule event that does not necessarily result in immediate account termination but may result in corrective action, including profit removal, warning, reduced profit split, additional restrictions, closer monitoring, or other measures determined by ThaurusGuru.

“Terms” means these Terms and Conditions, together with any rules, policies, FAQs, trading conditions, payout rules, risk policies, and other documents or instructions incorporated by reference or made available by ThaurusGuru.

“ThaurusGuru Guard” means a risk management tool or mechanism that may apply to Funded Accounts and may automatically close open trades or trigger account consequences if certain risk thresholds are reached.

“Trading Platform” means any third-party or internal trading platform, terminal, application, server, environment, or technology made available to the Customer for the purpose of simulated trading.

“Website” means the ThaurusGuru website and any related webpage, landing page, client portal, checkout page, dashboard, or online interface operated or made available by ThaurusGuru.

Any terms not defined in this section shall have the meaning given to them elsewhere in these Terms, on the Website, in the FAQ, in the Dashboard, or in any applicable trading rules or policies.

4. Nature of Services and No Investment Advice

The services provided by ThaurusGuru are intended to give Customers access to simulated trading evaluation programs, account performance assessment, educational materials, dashboard tools, customer support, and related services.

All trading accounts made available through ThaurusGuru, including Challenge Accounts, Evaluation Accounts, and Funded Accounts, operate in a simulated trading environment. The trading activity performed by the Customer through such accounts is simulated and does not constitute real trading in financial instruments by the Customer.

The Customer understands and accepts that:

1. no real financial instruments are purchased, sold, held, or transferred by the Customer through the services;

2. no Customer funds are deposited for the purpose of trading on financial markets; 3. any account balance, equity, profit, loss, margin, or capital displayed in the trading environment is simulated, virtual, and used for evaluation purposes only; 4. simulated capital has no cash value and does not represent money owned by the Customer;

3. the Customer does not obtain any ownership right, legal title, claim, or entitlement over any simulated account balance, simulated capital, trading infrastructure, or account allocation;

4. participation in any Challenge, Evaluation Account, or Funded Account does not create any guarantee of payout, employment, investment opportunity, brokerage relationship, partnership, or profit-sharing right unless expressly approved by the Company under these Terms.

None of the services provided by ThaurusGuru shall be considered investment services, brokerage services, financial services, portfolio management, asset management, custody of funds, deposit-taking services, investment advice, financial advice, legal advice, tax advice, or any regulated financial activity, unless expressly stated otherwise in writing by an authorized representative of the relevant licensed entity.

ThaurusGuru does not provide advice, instructions, recommendations, signals, trade calls, portfolio guidance, or any instruction on whether, when, or how the Customer should open, close, manage, or modify any trade.

Any information, content, examples, educational materials, market commentary, dashboard statistics, support replies, promotional materials, or website content provided by ThaurusGuru are provided for general informational and educational purposes only. Such information must not be interpreted as a recommendation to buy, sell, hold, trade, or otherwise deal in any financial instrument, virtual asset, derivative, currency pair, commodity, index, cryptocurrency, or other asset.

The Customer is solely responsible for:

1. all trading decisions;

2. all risk management decisions;

3. all strategies used on any account;

4. understanding the rules applicable to the selected account;

5. assessing whether the services are suitable for the Customer’s own circumstances; 6. complying with all applicable laws in the Customer’s country of residence, citizenship, incorporation, or operation.

ThaurusGuru may monitor simulated trading activity, trading behaviour, account access, and account performance for the purposes of compliance, risk management, fraud prevention, rule enforcement, and evaluation of the Customer’s eligibility for funded account access, payouts, rewards, or continued use of the services.

Such monitoring does not constitute trading advice, investment supervision, portfolio management, or acceptance of responsibility for the Customer’s trading decisions. The Customer acknowledges that simulated trading involves risk-based decision-making and may reflect market-like conditions, including spreads, commissions, swaps, slippage, liquidity changes, volatility, platform interruptions, execution delays, and other technical or market-related factors. The Customer is responsible for understanding these conditions before using the services.

If the Customer requires financial, investment, legal, tax, regulatory, or other professional advice, the Customer must obtain such advice from an independent qualified professional. ThaurusGuru is not responsible for any decision made by the Customer based on the Customer’s interpretation of the services, trading environment, website content, marketing materials, dashboard information, or communication with support.

5. Eligibility and Restricted Jurisdictions

The services are available only to Customers who meet all eligibility requirements set out in these Terms.

By creating an account, purchasing any service, accessing the Dashboard, using any trading account, or otherwise using the services, the Customer represents and warrants that: 1. the Customer is at least eighteen (18) years of age;

1. the Customer has full legal capacity to enter into a binding agreement; 3. the Customer is not prohibited by any applicable law from using the services; 4. the Customer is not located in, resident of, incorporated in, established in, or otherwise operating from any restricted or sanctioned jurisdiction;

2. the Customer is not subject to sanctions, asset freezes, trade restrictions, or similar measures imposed by the European Union, the United Nations, the United States, the United Kingdom, Mauritius, Slovakia, or any other relevant authority;

3. the Customer has not provided false, incomplete, misleading, or fraudulent information during registration, verification, purchase, or use of the services;

4. the Customer is not using the services on behalf of another person unless expressly approved by ThaurusGuru in writing.

ThaurusGuru reserves the right to restrict, refuse, suspend, or terminate access to the services in any country, territory, jurisdiction, region, or market at any time where the Company determines, in its sole discretion, that providing the services may create legal, regulatory, sanctions, payment, compliance, operational, or reputational risk.

The availability of the website, checkout page, payment method, Dashboard, or trading platform in a particular country does not mean that the services are lawful or suitable for use in that country. The Customer remains solely responsible for confirming whether access to and use of the services is permitted under the laws applicable to the Customer.

ThaurusGuru may request documents, information, declarations, or confirmations to verify the Customer’s eligibility, identity, residence, source of activity, account ownership, or compliance status. The Customer must provide accurate and complete information within the requested timeframe.

If the Customer fails to meet the eligibility requirements, provides false or misleading information, refuses verification, fails sanctions or compliance screening, or becomes ineligible after registration, ThaurusGuru may, without prior notice:

1. refuse registration;

2. reject or cancel an order;

3. suspend or close the Customer’s account;

4. terminate access to the services;

5. reject or withhold payouts or rewards;

6. cancel funded account eligibility;

7. restrict future use of the platform;

8. take any other action considered necessary for compliance or risk protection. The Customer must immediately notify ThaurusGuru if any information previously provided becomes inaccurate, outdated, incomplete, or misleading, or if the Customer becomes subject to any legal, regulatory, sanctions, or other restriction that may affect eligibility to use the services.

ThaurusGuru has no obligation to provide the services to any person or entity that does not meet the eligibility requirements or where continued service provision may expose the Company, Thaurus Ltd., its providers, partners, affiliates, payment processors, platform providers, or related parties to legal, compliance, operational, or reputational risk.

6. Account Registration, KYC and Account Security

The Customer must create and use only one ThaurusGuru account, unless expressly approved by the Company in writing.

Each account must belong to the real person or legal entity registered in the Dashboard. The Customer must not create, operate, purchase, trade, or control accounts on behalf of another person, use another person’s identity, or allow another person to use the Customer’s account. The Customer agrees to provide complete, accurate, truthful, and up-to-date information during registration, purchase, verification, and throughout the use of the services. ThaurusGuru may rely on the information provided by the Customer without being required to independently verify its accuracy before providing access to the services.

6.1 One Account per Person

Only one registration is permitted per person.

The Customer must not create or use multiple accounts, whether directly or indirectly, for the purpose of obtaining additional discounts, bonuses, promotions, rewards, account access, payout opportunities, or any other platform benefit.

This restriction applies regardless of whether the accounts are created using different email addresses, payment methods, devices, IP addresses, names, documents, or other identifying information.

If ThaurusGuru determines that multiple accounts are connected to the same person, controlled by the same person, operated for the benefit of the same person, or otherwise used to bypass these Terms, the Company may cancel any related accounts, refuse payouts, remove rewards, terminate services, and restrict future access to the platform.

6.2 KYC and Verification

The Customer may be required to complete KYC, identity verification, proof of address verification, payment verification, sanctions screening, fraud checks, or any other compliance review requested by ThaurusGuru, Thaurus Ltd., payment processors, platform providers, KYC providers, or other relevant service providers.

KYC may be required before account activation, before receiving a Funded Account, before requesting or receiving any payout, during a risk review, or at any other time where the Company considers verification necessary.

The Customer may be required to provide, among other things:

1. passport, national identity card, or other government-issued identification; 2. proof of address;

2. selfie holding a passport, national ID card, or other accepted government-issued identification document;

3. proof of travel or location;

4. any other information reasonably required for compliance, fraud prevention, or account security.

All documents must be valid, clear, complete, readable, and must match the information registered in the Customer’s account.

Where a selfie with an identification document is requested, the Customer must ensure that the face and the identification document are clearly visible, the document is not cropped, and all required information can be read.

ThaurusGuru may refuse, suspend, or terminate services if the Customer fails verification, refuses to provide requested documents, provides false or misleading information, uses documents belonging to another person, or fails to complete verification within the required timeframe.

6.3 Account Credentials and Security

The Customer is responsible for keeping all login credentials, passwords, access details, trading platform credentials, email accounts, payment accounts, and related security information confidential and secure.

The Customer must not share account credentials with any third party.

Any activity performed through the Customer’s account, Dashboard, trading platform, payment method, email address, or device may be treated as activity performed by the Customer. The Customer must immediately notify ThaurusGuru if the Customer becomes aware of unauthorized access, stolen credentials, account misuse, compromised email access, or any other security issue.

ThaurusGuru shall not be responsible for any loss, account breach, payout rejection, trade activity, or account action resulting from the Customer’s failure to protect account access.

6.4 Shared Devices

The Customer must not access, operate, or trade a ThaurusGuru account using a shared device, shared computer, shared mobile phone, public computer, shared VPS, or any device used by multiple ThaurusGuru users.

Activity from a device connected to multiple users, multiple accounts, or suspicious account access may be treated as a violation of these Terms.

This rule exists to prevent account sharing, third-party account management, multi-account abuse, identity misuse, and unfair access to the services.

If shared device usage is detected, ThaurusGuru may suspend the account, request additional verification, reject payout eligibility, terminate the account, or restrict future access to the platform.

6.5 VPN, Proxy and Anonymizing Tools

The use of VPNs, proxies, anonymizers, rotating IP services, IP masking tools, or similar technologies to hide, change, manipulate, or obscure the Customer’s real location or identity is prohibited.

Such tools interfere with account security, fraud prevention, KYC checks, risk monitoring, and platform integrity.

If VPN, proxy, anonymizer, or masked IP usage is detected, ThaurusGuru may suspend the account, request additional verification, reject payout eligibility, cancel affected accounts, or terminate access to the services.

6.6 VPS Usage

The use of a VPS may be permitted only where the VPS is private, dedicated, and used exclusively by the Customer.

Shared VPS services, public VPS environments, VPS access used by multiple traders, or VPS setups linked to coordinated trading, copy trading, latency arbitrage, group trading, account management, or other prohibited activity are not allowed.

ThaurusGuru may request information about the VPS, including the IP address, hosting provider, location, usage purpose, and any other details reasonably required for compliance or account security.

If VPS usage creates suspicion of prohibited trading, shared access, coordinated activity, or identity concealment, the Company may suspend the account, restrict trading, reject payouts, cancel affected trades, or terminate the services.

6.7 Travel and IP Location Changes

The Customer may access the services while travelling, provided that the account remains used only by the registered Customer.

Sudden, unusual, or inconsistent changes in IP address, device, country, region, geolocation, or login behaviour may trigger a security or compliance review.

ThaurusGuru may request proof of travel or location, including flight tickets, train or bus tickets, passport stamps, accommodation confirmations, or any other reasonable evidence confirming that the account activity belongs to the Customer.

Failure to provide satisfactory proof upon request may result in account suspension, payout withholding, account termination, or other action under these Terms.

6.8 Third-Party Access and Account Management

The Customer must trade and operate the account personally.

The Customer must not allow any third party to access, operate, manage, trade, monitor, or control the Customer’s account. This includes, but is not limited to, account managers, “pass your challenge” services, signal providers, mentors, friends, family members, employees, contractors, or any other third party.

Third-party account management, account sharing, delegated trading, coordinated trading, or trading performed by anyone other than the registered Customer is strictly prohibited. The purpose of the evaluation is to assess the Customer’s own trading ability, discipline, risk management, and compliance with the rules. If another person operates the account, the evaluation is no longer valid.

Where third-party access or account management is detected or reasonably suspected, ThaurusGuru may terminate the account, reject any payout or reward, cancel funded eligibility, close related accounts, and permanently restrict access to the platform.

6.9 Monitoring of Account Access

ThaurusGuru may monitor, record, and review account access information, including IP addresses, devices, geolocation, browser information, login history, payment information, platform activity, trading platform access, and other technical or account-related data. Such monitoring may be used for security, fraud prevention, KYC, risk management, prohibited activity detection, payout review, and enforcement of these Terms.

The Customer agrees that ThaurusGuru may take action where account access patterns indicate suspicious activity, shared access, third-party use, identity misuse, multiple account abuse, prohibited trading, or any other breach of these Terms.

7. Orders, Fees, Payments and Refund Policy

The Customer may purchase Challenges or other services through the Website, Dashboard, checkout page, affiliate link, or any other method made available by ThaurusGuru. Before completing a purchase, the Customer is responsible for reviewing the selected account type, account size, price, payment method, applicable Add-Ons, rules, restrictions, and refund conditions.

By submitting an order, the Customer confirms that all order details are correct and agrees to pay the applicable fee.

7.1 Fees and Payment

Challenge fees and service prices are displayed before checkout. Prices may vary depending on the account size, model, Add-Ons, promotions, discounts, currency, region, or payment method.

ThaurusGuru may change prices, promotions, available products, payment methods, or account conditions at any time. Changes do not affect orders already completed, unless otherwise required by law or these Terms.

The Customer is responsible for any third-party fees, including bank charges, card provider fees, payment processor fees, currency conversion fees, crypto network fees, or other external costs.

An order is considered completed only after the payment is successfully received and approved.

7.2 Account Delivery

After successful payment, ThaurusGuru may provide access to the purchased account, Dashboard, Trading Platform credentials, or related services.

The Customer must review all applicable rules before opening the first trade. The Company is not responsible for losses, breaches, or account consequences caused by the Customer’s failure to read or understand the rules before using the account.

7.3 Refund Before Account Use

The Customer may request a refund within fourteen (14) days from the purchase date only if the purchased account has not been used.

An account is considered used once the Customer accesses or starts using the trading environment, opens any trade, places any order, or otherwise begins the evaluation service. Once the account is used, the service is deemed to have started and the fee becomes non-refundable.

No refund is available after fourteen (14) days from the purchase date, even if no trades were opened.

7.4 Non-Refundable Situations

No refund shall be provided where:

1. the Customer opened any trade or started using the account;

2. the Customer failed or breached a Challenge;

3. the Customer violated these Terms or trading rules;

4. the account was suspended or terminated for compliance, risk, fraud, or rule-related reasons;

5. the Customer misunderstood the rules, selected the wrong product, or was dissatisfied with market conditions;

6. the Customer used a discount, promotion, Add-On, or Pay As You Go product, unless expressly stated otherwise.

7.5 Fee Refund After First Payout

For eligible Challenge models, ThaurusGuru may refund the original Challenge fee after the Customer successfully receives the first approved payout.

Eligible models:

1. Classic Two-Step Challenge;

2. Classic Three-Step Challenge.

The Pay As You Go Challenge is non-refundable and does not include a fee refund after payout. Any fee refund is subject to full rule compliance, successful payout approval, and the conditions applicable at the time of purchase.

7.6 Payment Disputes and Chargebacks

If the Customer opens a payment dispute, chargeback, reversal, or unauthorized payment claim without first contacting ThaurusGuru support, the Company may suspend or terminate the Customer’s accounts and services.

ThaurusGuru may also cancel active accounts, reject payouts, restrict future purchases, and recover any costs, fees, or losses caused by the dispute.

This clause does not limit any mandatory consumer rights that cannot be excluded by law.

8. Challenge Models and Evaluation Rules

ThaurusGuru may offer different Challenge models with separate objectives, account sizes, rules, prices, Add-Ons, and risk parameters.

The available models, account sizes, prices, profit targets, drawdown limits, minimum trading days, leverage, and other conditions are displayed on the Website, checkout page, Dashboard, FAQ, or trading rules applicable at the time of purchase.

By purchasing a Challenge, the Customer confirms that they have reviewed and accepted the rules of the selected model.

8.1 Available Challenge Models

Unless otherwise stated by ThaurusGuru, the main Challenge models may include: 1. Classic Two-Step Challenge;

1. Classic Three-Step Challenge;

2. Pay As You Go Challenge.

ThaurusGuru may add, remove, modify, suspend, or replace any Challenge model at any time.

8.2 Evaluation Objectives

To successfully complete a Challenge, the Customer must:

1. reach the required profit target;

2. respect all daily and maximum drawdown limits;

3. complete the required minimum trading days;

4. comply with all trading rules and risk rules;

5. avoid all Prohibited Trading Practices;

6. pass the Company’s compliance and risk review.

Meeting the profit target alone does not guarantee successful completion of a Challenge.

8.3 Pay As You Go

The Pay As You Go Challenge is purchased phase by phase. Passing Phase 1 gives the Customer the option to purchase Phase 2.

Add-Ons are not available for Pay As You Go accounts.

Pay As You Go fees are non-refundable, unless mandatory law provides otherwise.

8.4 Maximum Purchasable Account Size

The maximum Challenge account size that may be purchased directly is $100,000, unless ThaurusGuru expressly states otherwise.

Larger allocation may only be available through the Scaling Program and remains subject to approval, performance, compliance, and internal risk review.

8.5 Challenge Review

After the Customer completes the required objectives, ThaurusGuru may review the account before confirming successful completion.

The Company may refuse to approve a Challenge if the account shows rule violations, prohibited trading, excessive risk, suspicious activity, KYC issues, or any other breach of these Terms.

If a Challenge is failed, breached, cancelled, or not approved, the Customer is not entitled to a refund, replacement account, compensation, or funded account access.

9. Funded Accounts and Scaling

After completing a Challenge, the Customer may become eligible for a Funded Account, subject to KYC, compliance review, risk review, and final approval by ThaurusGuru. A Funded Account is not issued automatically. ThaurusGuru may refuse, delay, suspend, or cancel access if any violation, suspicious activity, prohibited trading, identity issue, payment issue, or risk concern is detected.

All Funded Accounts are simulated accounts. They do not contain real Customer funds and do not give the Customer ownership of any capital, account balance, financial instrument, or asset. Funded Accounts are subject to stricter rules than Challenge Accounts, including drawdown limits, mandatory Stop Loss, news and weekend restrictions, minimum trade duration rules, responsible risk management, and prohibition of all Prohibited Trading Practices. The applicable Funded Account drawdown limits are:

Classic Two-Step and Pay As You Go Funded Accounts

• Daily Drawdown: 5%

• Maximum Drawdown: 10%

Classic Three-Step Funded Accounts

• Daily Drawdown: 3%

• Maximum Drawdown: 5%

Only the Weekly Payout Add-On and EA Bots Add-On continue on Funded Accounts. All other Add-Ons apply only during the Challenge stage.

The maximum Challenge account size available for direct purchase is $100,000. Through the Scaling Program, eligible Customers may increase total allocation up to $400,000, subject to performance, consistency, compliance, risk review, and approval.

Evaluation Accounts cannot be merged. Funded Accounts may be merged only if they have not been traded yet or have been reset after an approved payout, and only with ThaurusGuru approval.

Successful completion of a Challenge, receipt of a Funded Account, or previous payout approval does not guarantee continued access, future payouts, scaling, account merging, or any permanent entitlement.

10. Payouts, Rewards and Fee Refunds

Payouts and rewards are available only to Customers who meet all applicable payout conditions and pass the Company’s review.

A payout request does not create an automatic right to payment. ThaurusGuru may review trading activity, account access, KYC status, payment history, risk behaviour, and compliance with these Terms before approving any payout.

The first payout may be requested after 21 days from the first trade on the Funded Account. After the first approved payout, standard payouts may be requested every 14 days, or every 7 days if the Weekly Payout Add-On applies.

The minimum payout amount is $50. The standard profit split is 80% to the Customer and 20% to ThaurusGuru, unless another rule, promotion, scaling condition, breach consequence, or risk measure applies.

For Funded Accounts, the maximum profit eligible per trading day is $3,000. Any profit above this amount may be deducted and shall not be treated as a breach by itself. For the first two reward requests, the Customer may withdraw up to 8% of the initial account balance. Any profit above this limit may be deducted. After the first two approved reward requests, this restriction no longer applies, unless otherwise stated by ThaurusGuru. For eligible Challenge models, the original Challenge fee may be refunded after the first approved payout. This applies only to:

1. Classic Two-Step Challenge;

2. Classic Three-Step Challenge.

The Pay As You Go Challenge is non-refundable and does not include a fee refund after payout. ThaurusGuru may reject, delay, reduce, or withhold any payout or reward if the account is under review, verification is incomplete, rules were violated, prohibited trading was detected, suspicious activity occurred, or the Customer breached these Terms.

No payout, reward, fee refund, or profit split is guaranteed unless expressly approved by ThaurusGuru after review.

11. Trading Rules, Risk Management and Prohibited Practices

The Customer must trade in accordance with these Terms, the applicable Challenge rules, the FAQ, trading conditions, and any risk requirements published or communicated by ThaurusGuru.

The Customer must not exceed the applicable daily drawdown, maximum drawdown, or any other account limit. Breach of such limits may result in immediate account failure or termination. On Funded Accounts, the Customer must place a valid Stop Loss on every position immediately after opening the trade. Failure to do so may be treated as a violation. News trading and weekend holding are subject to the rules applicable to the account type. Unless an applicable Add-On states otherwise, Challenge Accounts may be restricted around high-impact news and weekend holding. On Funded Accounts, opening or closing trades around restricted news windows and holding trades over the weekend is prohibited unless ThaurusGuru expressly confirms otherwise.

The minimum trade duration rule applies to Funded Accounts. If a trade closes by Stop Loss before 1 minute and 59 seconds, the loss remains and the event is not treated as a violation. If a trade closes by Take Profit before 1 minute and 59 seconds, the first three occurrences may be treated as soft breaches and the profit from those trades may be removed. More than three such occurrences may result in account termination.

The Customer must not engage in any Prohibited Trading Practices, including but not limited to: 1. hedging within one account, between multiple ThaurusGuru accounts, between different Customers, or between ThaurusGuru and another firm;

1. latency arbitrage, hedge arbitrage, reverse arbitrage, long-short arbitrage, or any other arbitrage-based strategy;

2. gap trading, tick scalping, high-frequency trading, toxic order flow, server manipulation, or exploitation of price feed delays;

3. martingale, grid trading, one-sided betting, excessive lot size spikes, account rolling, or gambling-style behaviour;

4. copy trading from other traders, public signals, signal groups, account managers, or third-party services;

5. coordinated trading, group trading, mirrored trading, or opposite trading across connected accounts;

6. fully automated “set-and-forget” bots or unauthorized Expert Advisors; 8. use of any strategy designed to exploit technical inefficiencies, manipulate performance, hide real risk, or bypass the rules.

EAs may be used only where permitted and only as trade assistants, risk tools, or semi-automated position managers. The Customer must remain responsible for trading decisions.

ThaurusGuru may monitor all trading activity and may determine, at its reasonable discretion, whether any trade, strategy, pattern, or account behaviour violates these Terms or is inconsistent with fair and responsible trading.

Where excessive risk, unstable position sizing, abusive behaviour, or non-sustainable trading is detected, ThaurusGuru may apply risk controls, including reducing leverage, limiting risk per position, limiting risk per trade idea, restricting instruments, removing profit from affected trades, requesting an explanation of the strategy, withholding payouts during review, or terminating the account.

These rules are intended to protect equal conditions for all Customers, prevent artificial performance, and ensure that rewards are based on genuine, sustainable, and compliant simulated trading activity.

12. Breaches, Suspension, Termination and Public Conduct

ThaurusGuru may suspend, restrict, terminate, or review any account or service if the Customer breaches these Terms, violates trading rules, fails KYC, engages in Prohibited Trading Practices, abuses the simulated environment, creates compliance concerns, or acts in a way that may harm the Company, Thaurus Ltd., other Customers, providers, or the integrity of the platform.

A soft breach may result in corrective action without immediate account termination. Such action may include a warning, removal of profit from affected trades, reduced profit split, temporary restrictions, additional monitoring, or payout review.

A hard breach may result in immediate account termination, loss of payout eligibility, cancellation of funded access, removal of rewards, restriction of future purchases, or permanent platform ban.

ThaurusGuru may withhold, delay, reduce, or reject any payout or reward while an account is under review or where a violation, suspicious activity, prohibited strategy, chargeback, identity issue, payment issue, or breach of these Terms is detected.

If ThaurusGuru Guard applies to a Funded Account and the account reaches the relevant risk threshold, open trades may be closed automatically. The first trigger may be treated as a soft breach and may reduce the Customer’s profit split to 50%. A second trigger may result in a full account breach.

Chargebacks, payment disputes, unauthorized payment claims, or payment reversals may result in account suspension, account termination, loss of payout eligibility, cancellation of active accounts, and restriction of future access to the services.

The Customer must communicate about ThaurusGuru, Thaurus Ltd., the services, and related parties in a fair and lawful manner. Honest feedback is permitted. False statements, misleading claims, threats, blackmail, harassment, defamatory content, fabricated accusations, or intentional reputational harm are prohibited.

Where public misconduct, abusive communication, misleading advertising, or false information is detected, ThaurusGuru may terminate accounts, terminate affiliate access, cancel rewards, restrict future use of the platform, and take legal action where necessary. Termination of any account or service does not entitle the Customer to a refund, payout, compensation, replacement account, or damages, unless mandatory law provides otherwise.

13. Technical Conditions, Third-Party Providers and Platform Availability

The Customer acknowledges that the services depend on trading platforms, payment processors, KYC providers, liquidity providers, market data providers, hosting providers, and other third-party systems.

ThaurusGuru is not liable for delays, interruptions, errors, bugs, outages, rejected payments, platform issues, execution delays, incorrect data, provider restrictions, or service unavailability caused by third parties, market conditions, maintenance, technical failures, or events outside the Company’s reasonable control.

All accounts operate under simulated market conditions. The Customer may experience variable spreads, commissions, swaps, rollover charges, positive or negative slippage, changing liquidity, execution delays, platform interruptions, and different conditions during volatility, news, market open, market close, or low-liquidity periods.

Applicable commissions, leverage, instruments, trading hours, swaps, spreads, account parameters, and other technical conditions are displayed on the Website, Dashboard, FAQ, trading platform, checkout page, or trading specifications applicable to the selected account. The Customer is responsible for reviewing the applicable technical conditions before trading. ThaurusGuru may change technical conditions, commissions, leverage, instruments, spreads, platform access, account parameters, or provider availability at any time where required for operational, risk, compliance, market, or provider-related reasons.

If any third-party provider restricts, blocks, rejects, suspends, or terminates the Customer for compliance, payment, technical, sanctions, fraud, or policy-related reasons, ThaurusGuru may apply equivalent restrictions to the Customer’s account or services.

The Customer is responsible for maintaining suitable internet access, devices, software, browser compatibility, platform access, and any other technical requirements needed to use the services.

14. Intellectual Property, Liability, Indemnification and General Provisions

All website content, trademarks, logos, designs, software, text, graphics, documents, trading rules, dashboard materials, educational materials, and other content made available by ThaurusGuru remain the property of ThaurusGuru, or their respective licensors. The Customer receives only a limited, revocable, non-exclusive, non-transferable right to use the services for personal and lawful purposes in accordance with these Terms. The Customer must not copy, sell, resell, distribute, reproduce, scrape, crawl, reverse-engineer, modify, exploit, or use any part of the website, services, content, technology, brand, or infrastructure without prior written permission from ThaurusGuru.

The services, website, dashboard, trading environment, and all related content are provided on an “as is” and “as available” basis. ThaurusGuru does not guarantee that the services will be uninterrupted, error-free, always available, compatible with every device, or free from technical issues.

To the maximum extent permitted by law, ThaurusGuru, their affiliates, directors, employees, contractors, providers, and partners shall not be liable for indirect, incidental, special, consequential, punitive, or similar damages, including loss of profits, loss of opportunity, loss of data, loss of access, failed payouts, trading losses, account termination, platform issues, provider issues, or business interruption.

The Customer agrees to indemnify and hold harmless ThaurusGuru, their affiliates, directors, employees, contractors, providers, and partners against any claim, loss, liability, cost, damage, fine, penalty, or expense arising from the Customer’s breach of these Terms, unlawful conduct, misuse of the services, violation of third-party rights, payment dispute, prohibited trading activity, false information, or use of the services in breach of applicable law.

ThaurusGuru may update, amend, replace, or modify these Terms, trading rules, FAQ, payout rules, technical conditions, account models, risk policies, or any related document at any time. Unless otherwise stated, updates become effective once published on the Website, Dashboard, or otherwise made available to the Customer.

The Customer is responsible for reviewing the latest version of all applicable rules before using the services, opening trades, purchasing accounts, or submitting payout requests. Continued use of the services after an update constitutes acceptance of the updated terms. Any notices to ThaurusGuru must be sent to the official support or legal contact published on the Website. Notices to the Customer may be sent by email, Dashboard notification, Website publication, or any other contact method provided by the Customer.

If any provision of these Terms is held to be invalid, unlawful, or unenforceable, the remaining provisions shall remain valid and enforceable to the fullest extent permitted by law. Failure by ThaurusGuru to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

These Terms, together with the FAQ, trading rules, payout rules, risk policies, privacy policy, order details, and any applicable documents incorporated by reference, constitute the entire agreement between the Customer and ThaurusGuru regarding the services

15. Payment Settlement

Thaurus Ltd. represents a supplier of services. Settlement of payments is executed via Odeonpay ALE S.R.L. ("Paysagi"), acting solely as Merchant of Record for transaction settlement purposes. Paysagi shall never be considered as the supplier of the goods or services. Any payment settlement is subject to Paysagi's Terms of Use, available at https://paysagi.com/terms-of-use/, presented to customers during the payment process.